Gemini can help you find forgotten subscriptions and spot price increases by reading your Google Wallet data. Google has begun rolling out the connection to people in the US.
The company announced the feature on November 13 for Gemini on the web, Android and iOS. You can also link bank and credit card accounts to Wallet through Plaid to give Gemini more transaction history to work with.
You can ask Gemini which subscriptions have become more expensive
Google suggests asking Gemini to find recurring charges and flag subscriptions whose prices have risen during the year. You can also ask it to review spending over a chosen period or build a holiday budget using last year’s gift and travel purchases.
Its examples include charts for cash flow, budgets and asset allocation. These answers draw on the information you choose to connect through Wallet.
To get started, mention Google Wallet in your prompt or add @Google Wallet. Gemini will offer to connect it if needed. You can manage the connection through Personal Intelligence’s Connected Apps settings.
The connection needs an adult US account with activity saving switched on
You must be at least 18, use a personal Google Account and have Keep Activity enabled. Google’s Wallet setup guide also limits the feature to English. Access is expanding gradually.
Gemini’s access to financial accounts is read-only. You manage linked accounts in Wallet’s settings.
Keep Activity also affects how Google uses the information in your chats. Its Connected Apps privacy guidance says transaction summaries, excerpts and inferences processed for Gemini responses can help train its AI models. Some of that information can undergo human review.
Google says it takes steps to reduce personal information before training or review. Disconnecting Wallet leaves existing Gemini Apps Activity in place, so deleting saved conversations is a separate step.
The accounts you connect shape the answer you get
A subscription review depends on the spending history available to Gemini. If you connect one card while a recurring bill goes to another account, that charge can sit outside the history being analyzed.
For subscription businesses, the feature gives customers another way to examine a recurring bill and compare its price over time. That could make a price increase easier to notice during a broader review of household spending.
Google has been encouraging similar connections elsewhere. SEW reported on November 5 that AI Mode was prompting people to connect Google apps for personalized Search. Wallet extends the information available to Gemini’s Personal Intelligence into financial activity.
Source: Google
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